IS IT SAFE TO SUBMIT AN ONLINE CREDIT APPLICATION ON A DEALERSHIP’S WEBSITE?

May 25th, 2018 by

NISSAN DEALERS ONLINE CREDIT APPLICATIONS HAVE YOUR SAFETY IN MIND
When it comes time to purchase a new vehicle, securing financing is top of mind for any consumer. It’s a huge expense and very few people can purchase a vehicle outright. Is it really safe to fill out a credit application directly on a dealership’s site, though? Given how easily our data can be mishandled this is a legitimate concern.
At Nissan of Duarte, we take the utmost care with your information. Nissan dealers online credit application have your safety in mind. It’s important to us that you trust us and know that when you submit your information online, we’ll handle it with care. But we know you may visit other dealerships in the process, so we want to make sure you have all the information you need to make the right decision.

Nissan Dealer Online Credit ApplicationFilling out a credit application online is easy. Oh the ease of it all! While it may never be fun to apply for credit, when you fill out an application online it takes some of the tediousness out of the process. You have everything you need right there and you can avoid the external pressures that might be imposed by a finance person when filling out the application in person. It can also give you a clear picture of your situation so that you know what your circumstances will be when you do enter the dealership.

It’s exciting to use this convenient method to take care of one of the most important steps in the car buying process. However, it might seem too good to be true for some people. Everyday we hear more stories about data breaches and how our information has fallen into the wrong hands. If this is a concern of yours, we want to help you understand some of the ways you can be sure your information is being handled appropriately.

IS THE SITE SECURE?
The easiest way to know if your data will be safe is by checking to see if the site is secure. You can do this by looking for the padlock in the search bar near the domain. Additionally, you can look at the url itself and see if there is a “s” after the http. These are indications that the site is secure for transmitting data. Anytime you enter any sensitive information on a website you should make these are present. If they are not, you absolutely should not enter any information that you don’t want shared with the masses or susceptible to criminal activity.

IS THE SITE LEGITIMATE?
A lot of criminals will do their best to make their sites look like a legitimate site by altering the domain name to be very similar but different from a well known and trusted site. For example they might replace the letter “o” with a zero or something similar. It can be easy to miss changes like this so it’s always a good idea to double check that you’re on the right site.

IS THE COMPANY REAL?
Chances are, you already know a dealership is legit, but in any other case of entering sensitive information you also want to make sure that the site where you’re about to enter your information is a real business. You can check some basic things like the address and phone number on the site. Look also to make sure there is a privacy policy on the page so you know exactly how the business will be using and storing your information.

REMEMBER THAT PAPER APPLICATIONS ALSO CARRY RISK
While paper is mostly a thing of the past, if you do happen to fill out a paper application, you should be aware that it carries its own kind of risk. You are trusting employees to handle your information confidentially through every step of the process. If anyone forgets to properly file your information or leaves something on the copier or out on their desk, your information is also exposed.

OPT FOR PRE APPROVAL
If giving out all of your information feels too daunting, you can choose instead to go for pre approval. This asks for just basic information that will give you a picture of what you can expect in the credit department when the time comes to finalize the purchase of your vehicle.
Regardless of how you choose to apply for financing, it’s important to us at Nissan of Duarte and any Nissan dealer that you know we take great care with your information. We use only the most sophisticated methods of encryption on our site and we keep abreast of continual changes in security technology so that you can feel confident when you apply for financing. Our site is secure and the process is easy. We also invite you to read our policy privacy before you entrust us with your information.

Filling out your finance application online makes the process of buying a car so much easier. Instead of dealing with a complicated system of sales, you can choose your vehicle, fill out your application, come to the dealership to finish the process, and enjoy your new car!

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