Good, Bad, Or No Credit Financing with Nissan of Duarte

It can be intimidating to think about applying for a loan for a vehicle when you’ve had financial troubles. You don’t have to worry about it at Nissan of Duarte. We make it easy to apply and get approved no matter what your past has been.

Qualify for a Subprime Loan

Subprime loans are also known as bad credit loans or bad credit financing. These loans are designed for people with past credit issues. They come with a higher interest rate to cover the risk for the lender. However, you can find subprime loans to fit any budget. If you know how much you can afford for monthly payments, we can work to find you a loan.

We work with customers from all kinds of situations, including:

  • Delinquencies
  • Collections
  • Repossessions
  • Foreclosures
  • Bankruptcies

Here at Nissan of Duarte, we understand that life happens. People lose jobs, experience medical issues, and have unexpected expenses. These situations can haunt them for a long time, preventing them from moving forward in life. Our finance department works with customers to give them a second chance and a fresh start.

We know that you are more than just a credit score. That’s why we look beyond your credit history and at the entire picture. We make it easy to get started with an online application you can fill out from home. Once you submit the application, we’ll review it and give you a call to discuss your situation. While we do look at your credit history, we also consider other factors.

  • Employment history
  • Current income
  • Debt-to-income ratio
  • Amount to borrow
  • Down payment or trade-in

We’ll consider all these factors to come up with a loan that fits your needs. Many times, you won’t even need a down payment. If you do have a vehicle for a trade-in, we’ll consider the value based on the condition rather on which model you want to buy.

Find a Vehicle That Fits Your Life

We can get you in a quality used vehicle with affordable monthly payments as you work to rebuild your credit. When you make a few payments on time, you can often get refinanced at a lower interest rate and save money. Subprime loans are a great way to get a second chance at a reliable vehicle and a method to rebuilding your credit for future purchases and financial goals.