Nissan Finance Center

Are you shopping for a new Nissan around Baldwin Park? Then you’re probably wondering how Nissan financing or Nissan car leasing works. You can get Nissan lease specials or a Nissan finance application at Nissan of Duarte where our finance experts are ready to help you learn about your new and used car financing options! 

We offer a variety of financial services to assist you in finding the best leasing or financing plan for your budget, and our Nissan car dealership offers car-buying tips for you to consider before choosing your next vehicle. Read below to learn more about the difference between our Nissan credit leases and Nissan finance applications, then browse our new vehicle inventory to find your new Nissan from Nissan of Duarte today.

Why Finance with Nissan of Duarte?

You have numerous options on where to go for financing a new or used vehicle. You may wonder why you should fill out the credit application with Nissan of Duarte. We offer the convenience that comes with getting your financing and vehicle in the same place. Our finance experts have access to multiple loan products, while you only fill out one application. This process helps to save you time when you need a new or newer vehicle.

Another benefit of working with our in-house finance team is that we have access to special rates and terms that you won’t get with banks or other financial institutions. For instance, we can offer loans for a longer term, such as six or seven years on certain models. Our interest rates are competitive and we work with a variety of budgets.

How Leasing Works

Leasing has become an attractive option to many people over buying a new vehicle outright. To lease a vehicle, you must fill out a credit application which will be reviewed by our finance team. The main difference between leasing and buying a vehicle is that you don’t own it. Instead, leasing is like renting. You pay for the use of the vehicle for the lease term.

One of the advantages of leasing is that the monthly payments are often lower. You will sign a lease contract like you would with financing that spells out the terms. You may be asked to provide a down payment, but some leases don’t require money upfront.

You will make monthly payments on the lease just like you would when you’re buying. However, you only pay for the value of the vehicle while you lease it. When you purchase a vehicle, you are making monthly payments on the sale price, which is why those payments are often higher than with leasing.

At the end of the lease term, you have three options. You can bring the vehicle back and trade it in for a new vehicle to buy or lease. Many buyers like leasing for this reason, so they can drive an almost new vehicle all the time.

The second option is to buy the vehicle and get a loan for the value at the time of purchase. The third option is to bring the vehicle back and not buy or lease another model.

Should You Buy or Lease?

When you purchase a new Nissan vehicle for your Elmonte or Covina family trips, the next decision to make is whether you want to fill out our Nissan finance application or look at our Nissan credit lease specials. We’ve listed the benefits of new and used car financing and leasing below to help you decide whether a Nissan finance plan or Nissan leasing plan is best for you at our Nissan car dealership.

Perks of Financing:

• You own your car and can customize it with accessories, parts, or paint
• There are no mileage limits
• You can sell the car later if you decide

Perks of Leasing:

• Easily upgrade to a new car every few years
• Down payment is low or nonexistent
• Monthly payments can be lower than if you financed the car (depending on the type of car you choose to lease)

How to Get Started with Financing at Nissan of Duarte

You can get started with the financing part of your purchase even before you come in. Fill out the online application for credit, and we’ll contact you after reviewing the information. We’ll let you know how much you have been pre-approved for, so you can start shopping.

If you have questions, give our finance department a call. We’ll be happy to answer all your questions and help you get started with your vehicle purchase. Our team of experts is here to make buying a vehicle less stressful and more fun.

Find Your New Nissan Today at Nissan of Duarte

Now that you know more about the benefits of filling out a Nissan finance application or getting a Nissan credit lease, you can decide which is right for you. Our Nissan car dealership appreciates that everyone has different desires in a new car and different budget needs to accommodate them. When you’re ready to pick out your new Nissan vehicle, contact our finance center to get approved for credit before you ever step foot into our dealership.