How to Get a Car Loan with Bad Credit

woman signing contract

There are plenty of occasions where our need for a new vehicle isn’t met with the ideal credit score, so it is always helpful to know how to get a car loan with bad credit. If you’re on the Duarte market and wondering about your options for financing, the finance center at Nissan of Duarte is here to help walk you through the process!

How to Get a Car Loan with Bad Credit: What to Expect

Get what you need to improve your West Covina commute by following these steps for how to get a car with bad credit:

    • Prepare in advance: many dealerships let you use an online payment calculator so you can see how your financial abilities match up with what they can offer.
  • Prepare to negotiate: a dealership wants to see you driving away in one of their new vehicles. One means of doing this is a high down payment to offset some of the risks of bad credit. 
    • Apply quickly: Shopping around is always a great strategy in El Monte, but make sure you stick to a 14-day window when you apply for financing, lest your credit score be adversely affected.
  • Consider a trade-in: you can also estimate your trade-in value with online tools and gain an edge in the car loan process.
  • Consider all your options: don’t just browse new vehicle inventory when you want to figure out how to get a car with bad credit – look for used cars priced under 10kin additionto lease specials. Because the dealership has more control over a lease deal, often your monthly payments will be fewer.

Finally, if you have the time, you can always try to make timely monthly payments and improve your credit score. If not, knowing how to get a car loan with bad credit is a great way to put you on a path of reasonable, doable payments – and thereby improving your credit score as you drive down Pasadena roads!

Learn More About How to Get a Car Loan with Bad Credit With Nissan of Duarte

Wherever you fall on the credit spectrum, it is always a good idea to figure out how to get a car with bad credit. Nissan of Duarte is proud to provide Duarte area drivers with the tools and research they need to find their next car for a reasonable price and payment plan. Curious drivers can contact us with all their questions. We would love to talk about Nissan Rogue lease deals!

Nissan of Duarte 34.1368558, -117.9775611.